About Calmyear
A steady hand for later-life questions
Calmyear was built around one idea: that people approaching retirement deserve clear, plain information — not complexity or pressure.
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How Calmyear came to be
Calmyear started in Bangkok in 2018 when a small group of adult educators noticed a consistent gap: people in their fifties and sixties had real questions about pension systems, social security entitlements, and record-keeping obligations — but found most available material either too technical or tied to someone trying to sell them something.
The founders set out to create an independent information space. Not a financial firm, not a government office — simply a place where adults could ask first questions, get pointed to reliable sources, and find others at the same stage of life.
Based at 102 Lat Phrao Road in Bangkok's Chom Phon district, Calmyear now serves participants across Thailand through in-person sessions, a year-round membership, and quarterly community gatherings.
Our Mission
To make later-life planning information clear, calm, and accessible for every person in Thailand — regardless of background or prior financial knowledge.
Our Approach
Plain language, no advice, no pressure. We point to official sources and create space for people to think at their own pace.
Our Commitment
Everything Calmyear produces is education and general information only. We do not give personal financial or legal advice.
The People Behind Calmyear
Our team
Adult educators, writers, and community organisers who share a belief in plain, unhurried information.
Somchai Theparak
Founder & Programme Director
Adult educator with over 20 years' experience developing community learning programmes in Bangkok and northern Thailand.
Nipa Worasakul
Content & Research Lead
Former journalist specialising in personal finance coverage, now focused on translating official pension documentation into readable language.
Anya Rittikrai
Community Coordinator
Organises the Community Seasons Programme gatherings and member communications, ensuring every participant feels welcomed and well-informed.
How We Work
Our standards and practices
Every programme and piece of content we produce is held to the same standards of clarity and responsibility.
Source Verification
All information is cross-checked against official Thai government sources before inclusion in our materials.
Regular Updates
Membership materials are reviewed and updated seasonally to reflect any changes in relevant regulations or official guidance.
Privacy Protection
Participant data is held securely and never shared with commercial third parties. See our Privacy Policy for full details.
No Advice Boundary
Our team is trained to maintain a clear distinction between general information and personal financial or legal advice.
Accessibility
Sessions and materials are designed for adults with no specialist background. Plain language, large print options, and remote attendance are all available.
Community Focus
Calmyear operates as an education resource, not a sales channel. Our measure of success is whether participants leave better informed.
Later-life planning information in Bangkok
Thailand's pension and social security landscape has several distinct components — the Social Security Fund (SSF), the Government Pension Fund (GPF) for public sector employees, and the National Savings Fund (NSF). Each has different contribution rules, withdrawal conditions, and documentation requirements. For most people, understanding which system applies to them is the very first step.
Calmyear's First Questions Session is designed around exactly this starting point: helping participants name the questions that matter for their own situation, and identifying the official bodies and resources where accurate answers can be found.
The Year-Round Information Membership builds on this foundation with a library of explainers covering topics such as contribution records, voluntary top-up options, and the documentation typically needed when approaching retirement age. Seasonal reminders help members stay ahead of important dates and record-keeping tasks.
The Community Seasons Programme creates space for people to learn together across the course of a year — a format that many participants find more engaging and less isolating than working through these topics alone.
Start your first conversation with us
Whether you want to attend a session, join the membership, or simply ask a question — reach out and we'll help you find where to begin.
Get in Touch